Gina Wells
Owner, Financial Design Strategist - CLU, ChFC, RICP
In my over 30 years of working in the estate and financial planning arenas, I have loved helping people find solutions to problems some never thought they had, and ultimately take control of their money vs it controlling them.
My mission
My belief is that traditional financial planning does not offer adequate solutions for today's complex economy.
My mission is to shed light on financial truths to provide our clients with a better understanding of how money works, and how to make it work for them.
My approach
I take a 360-degree approach and help find money families may be unnecessarily, even unknowingly transferring away.
By coordinating and integrating all the elements of one's cash flow starting with income, savings, expenses, liabilities, taxes, and future expenditures, together I build with my clients their own “Personal Economic Model.”
The model helps show areas that can be improved upon, bringing dollars back to the table, to save or spend - the decision is yours. If you choose to save it, I help with your understanding that there are only three buckets with which to contend: tax deferred, taxable, or tax free.|